Travel insurance for offbeat destinations surges 45% as Seychelles, Vietnam Lead Growth: Policybazaar – CNBC TV18

Indian Travellers are seeking unique, less crowded destinations, driving a 45% risk in travel insurance purchases for offbeat locations over the past 2-3 years, According to POLICYBAZAR.

Seychelles emerged as the fastest-growing destination, recording a 115% year-on-yar growth in 2025 compared with 2024, while Vietnam Saaw A 50% Increase. Other Rising Destinations Include the Philippines, Sri Lanka, Kenya, and Fiji, Combining Ease of Access with eco-Tourism and Adventure Experiences.

Despite this surge, offbeat destinations still account for Around 11% of Total Travel Insurance Volumes, Indicating Significant Potential for Market Growth.

Policybazaar Expects some of these destinations, particularly japan, to move from offbeat to mainstream in the coming years.

Young Professionals Lead the Trend

Travellers aged 25–35 form the largest segment, contributing 44% of offbeat travel insurance purchases. Overall, Buyers Span Ages 23–60. Policy Choices Reflect Higher Coverage Preferences, with many opting for Policies Covening $ 1 Lakh or More, AlongSide Adventure Sports Add-ons Such as Diving, Trekking, and Safaris.

“Indian Travellers No Longer Want Cookie-Cutter ITINERIES,” Said Kapadia, Head-Travel Insurance, Policybazaar. “They are seeking offbeat destinations and experiences that are adventurous, spontaneous, and sometimes unpredictable-Yet they are being smart by opting for higher insurance coverage and relevant adds.”

Shorter, Riskier Trips, Higher Coverage

Offbeat trips are typical shorter, averagging 18 days compared to 51 days for mainstream destinations. Travellers Tend to Purchase Policies Closer to Departure Dates, Reflecting The spontaneous nature of these journeys. Medical emergencies, trip disrupties, and baggage are among the leading risks, highlighting the importance of comprehensive coverage.

Seasonality and post-pandemic trends

The October – March Window Marks Peak Travel Season for Offbeat Destinations, Coinciding with Festival and Favorable Weather. Post-pandemic, offbeat destination insurance purchases have presen over 50%.