Digital transactions rein in dirty notes, out of so many billion currency trends in four months

Digital transactions: The digital revolution in the country and the UPI transactions have not only reduced cash transactions, but have also curbed the number of dirty and damaged notes. The latest report of the Reserve Bank of India (RBI) shows that in the last one year, the number of such notes has fallen by about 41 percent.

Brake on waste of notes

Earlier it was often seen that people used to write unnecessary things on notes, bend them or did not use them correctly. Due to these reasons, notes used to deteriorate quickly. But now the growing trends towards digital payments, awareness of the people and the strictness of the central bank have reduced this problem to a great extent.

How many notes out of circulation in four months

The RBI exits the damaged notes every year. A total of 8.43 billion notes were withdrawn between April and July 2024, while in the same period the number declined to 5.96 billion in 2025. If we talk about different price category, then between April and July in 2024, 3.10 billion of Rs 500, 85.63 crore rupees of 200, 2.27 billion of Rs 100 and 70 crore notes of 50 rupees were out of the trend.

During the same period, 1.81 billion of 500 rupees, 56.27 crore rupees of 200 rupees, 1.07 billion rupees of 100 rupees and 65 crore rupees of 50 rupees were made in 2025. It is clear from these data that the use of cash is decreasing due to digital transactions. This has not only reduced the number of dirty and old notes, but also the dependence on cash in the economy is continuously decreasing. In the coming time, this trend can be faster.

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